
Denied
The Secret Bias Hidden in Mortgage-Approval Algorithms
Even accounting for factors lenders said would explain disparities, people of color are denied mortgages at significantly higher rates than White people
Big Tech Is Watching You. We’re Watching Big Tech.
Jill Jaroff is The Markup’s copy editor and producer. Before The Markup, she had a long stint in the copy department at Sports Illustrated, as well as a diverse freelance career that ranged from editing novels with a musical theme to encyclopedias of the 20th century to business and sports nonfiction.
Jill also has a J.D. from Fordham Law School and worked for several years as a criminal defense attorney for The Legal Aid Society in New York City.
Denied
Even accounting for factors lenders said would explain disparities, people of color are denied mortgages at significantly higher rates than White people
Show Your WorkDenied
Even after including factors the mortgage industry said explain differences, lenders are still more likely to deny people of color than White people under similar financial circumstances
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