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Using Illustration To Help Investigations Stay Grounded and Approachable
Taking inspiration from The Simpsons and Chevron commercials, we created an illustrated explainer to ground our storytelling
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The Markup’s investigations into insurance companies’ inequitable algorithms.
Hello World
Car Insurance, Cats, and Racial Discrimination
Car insurers in Michigan are not allowed to use race when setting premiums, but Black drivers are still being penalized
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Michigan’s “Fair and Reasonable” Reforms Allowed Car Insurers to Charge More in Black Neighborhoods
An investigation by The Markup and Outlier Media found lawmakers created loopholes big enough to drive through
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How We Investigated Car Insurance Loopholes in Michigan
We found that Michigan’s reforms allowed auto insurers to charge higher rates in Black neighborhoods
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Why Stopping Algorithmic Inequality Requires Taking Race Into Account
Let us explain. With cats
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How to Get a Discount on Your Car Insurance
Step 1: Buy more insurance. Yup, you read that right
Allstate’s Algorithm
Newly Public Documents Allege Allstate Overcharged Loyal California Customers $1 billion
A 2020 Markup investigation found the company pursuing similar goals in other states
Allstate’s Algorithm
Michigan Regulators Question Allstate's Car Insurance Pricing
The agency is raising the same issues we found in our investigation of Allstate's proposed algorithm in Maryland
Allstate’s Algorithm
Texas Drivers Sue Allstate over Secret “Suckers List"
A joint investigation by The Markup and Consumer Reports was cited in a lawsuit over discriminatory car insurance rates
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How We Analyzed Allstate’s Car Insurance Algorithm
By parsing a rare document containing fine details of the company’s auto insurance pricing, we found stark differences in how high proposed price hikes were allowed to rise
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